CalcVind

Advance Tax Calculator

Instalments and due dates for FY 2026-27

Your Tax for the Year

Use our Income Tax Calculator to estimate it

₹

₹1,50,000 · 1.5 lakh

₹

Your Advance Tax

₹1,20,000Advance tax for the year
₹18,000Next instalment
15 June 2026Due by

Instalments

Due byPaid by thenTotal by thenInstalment
15 June 202615%₹18,000₹18,000
15 September 202645%₹54,000₹36,000
15 December 202675%₹90,000₹36,000
15 March 2027100%₹1,20,000₹30,000
  1. 1
    Estimate your tax
    For the whole financial year
  2. 2
    Subtract TDS
    Already deducted by others
  3. 3
    Pay in instalments
    By each quarterly due date

When is advance tax due?

If your tax after TDS is ₹10,000 or more, you pay it during the year in four instalments rather than all at the end.

15 June: 15% · 15 September: 45% · 15 December: 75% · 15 March: 100%

Presumptive scheme (44AD/44ADA): 100% by 15 March

Interest for paying late

Missing an instalment costs 1% simple interest a month on the shortfall (section 234C). Paying less than 90% of your tax by 31 March adds 1% a month until you pay (section 234B). Paying a bit more early is cheaper than the interest.

Who needs to pay

Freelancers, consultants, businesses and anyone with large interest, rent or capital gains that TDS doesn't fully cover. Salaried people with no other income usually don't, as their employer deducts TDS each month.

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Frequently asked questions

How do I pay advance tax?

Online through the Income Tax e-filing portal's e-Pay Tax service, using challan type 'Advance tax'. Keep the challan details for your return.

What if I earn a capital gain mid-year?

Pay tax on it in the remaining instalments. Gains earned after a due date don't attract 234C interest for the earlier instalments.

Do senior citizens pay advance tax?

Resident senior citizens (60+) without business or professional income are exempt; they pay any remaining tax as self-assessment tax.

These results are estimates for planning only, not financial, investment or tax advice. Rates and rules change, and your bank, fund house or employer may calculate slightly differently. Check with them or a qualified adviser before you decide.

Sources

Last reviewed: October 2026