Financial Calculators
58 free tools
Loans & EMI
- Loan Balance Transfer CalculatorIs moving your loan to a lower rate worth the fees?
- Bike Loan EMI CalculatorEMI for a motorcycle or scooter loan
- Car Loan EMI CalculatorEMI and total cost of your new or used car loan
- Credit Card Interest CalculatorThe real cost of paying only the minimum, or converting to EMI
- Education Loan EMI CalculatorEMI after the moratorium, with interest during your studies
- EMI CalculatorKnow your monthly instalment before you borrow
- Flat vs Reducing Rate CalculatorConvert a flat interest rate to its real reducing-balance rate
- Gold Loan CalculatorHow much you can borrow against your gold, and what it costs
- Home Loan EMI CalculatorMonthly EMI, interest and repayment schedule for your home loan
- Loan Eligibility CalculatorHow much you can borrow on your income
- Loan Prepayment CalculatorHow much interest a part-payment saves, and how much sooner you're done
- Personal Loan EMI CalculatorEMI, interest and the real cost including processing fees
Investment
- Goal SIP CalculatorHow much to invest each month to reach your goal
- Lumpsum CalculatorWhat a one-time investment grows into
- Net Worth CalculatorWhat you own minus what you owe
- Retirement CalculatorHow big a corpus you need, and the monthly SIP to get there
- SIP CalculatorSee what your monthly investment can grow into
- Step-Up SIP CalculatorGrow your SIP every year and see the difference
- SWP CalculatorMonthly income from your mutual fund corpus
- XIRR CalculatorThe real yearly return on investments made at different dates
Savings Schemes
- Atal Pension Yojana CalculatorMonthly contribution for a guaranteed pension of ₹1,000 to ₹5,000
- EPF CalculatorYour provident fund balance at retirement
- FD CalculatorFind the maturity value of your fixed deposit
- KVP CalculatorWhen your Kisan Vikas Patra doubles
- NPS CalculatorYour National Pension System corpus, lump sum and monthly pension
- NSC CalculatorNational Savings Certificate maturity and yearly interest
- Post Office MIS CalculatorMonthly income from the Post Office Monthly Income Scheme
- PPF CalculatorPlan your Public Provident Fund maturity
- RD CalculatorMaturity value of your recurring deposit
- SCSS CalculatorQuarterly income from the Senior Citizens' Savings Scheme
- Sukanya Samriddhi CalculatorSSY maturity for your daughter's account
Interest & Returns
- CAGR CalculatorThe yearly growth rate between two values
- Compound Interest CalculatorHow money grows when interest earns interest
- Inflation CalculatorWhat things will cost, and what your money will be worth
- ROI CalculatorReturn on investment, total and per year
- Rule of 72 CalculatorHow long it takes your money to double
- Simple Interest CalculatorInterest and total amount on any principal, rate and time
Tax & Salary
- Advance Tax CalculatorInstalments and due dates for FY 2026-27
- Capital Gains Tax CalculatorTax on selling shares, mutual funds, property or gold
- Gratuity CalculatorYour gratuity on leaving, and how much is tax-free
- Hourly to Salary CalculatorConvert pay between hourly, daily, weekly, monthly and yearly
- HRA CalculatorHow much of your house rent allowance is tax-free
- In-Hand Salary CalculatorYour monthly take-home pay from your CTC
- Income Tax CalculatorOld vs new regime for FY 2026-27, side by side
- Leave Encashment CalculatorWhat your unused leave pays, and the tax-free part
- Overtime CalculatorOvertime pay at double rate, as Indian labour law requires
- Salary Hike CalculatorYour new salary after an increment, or the hike percentage
- TDS CalculatorTax deducted at source on interest, rent, fees and more
Business & Trading
- Break-Even CalculatorHow many units you must sell to cover your costs
- Brokerage CalculatorAll charges on a share trade, and your real profit
- Commission CalculatorCommission on a sale, with GST and TDS
- Depreciation CalculatorStraight-line or written-down value, year by year
- GST CalculatorAdd or remove GST from any price
- Markup CalculatorSelling price from cost and markup
- Profit Margin CalculatorMargin and markup from cost and price, or the price for a target margin
- Stock Average CalculatorYour average buying price across several purchases
Property
Guides
All guides- Tax & SalaryOld vs New Tax Regime FY 2026-27: Which Saves You More?Slabs, worked salary examples and the deductions you need before the old regime saves you money.7 min read · Updated 10 October 2026
- Loans & EMIHow EMI Is Calculated: Formula, Examples and How to Pay Less InterestThe formula step by step, where each EMI goes, and how prepaying a little can save lakhs in interest.6 min read · Updated 10 October 2026
- InvestmentSIP vs Lumpsum: Which Is Better for You?Worked examples, rupee-cost averaging in rising and falling markets, and how to pick what fits your money.6 min read · Updated 10 October 2026
- Savings SchemesPPF in 2026: Interest Rate, Rules, Withdrawals and MaturityThe current rate, every rule in one table, maturity values, and the deposit-date habit that earns you more.6 min read · Updated 10 October 2026
- Tax & SalaryHRA Exemption: How to Calculate It (With the 2026 Eight-City Rule)The three-limit rule step by step, a worked example, and the 2026 change that adds Bengaluru, Hyderabad, Pune and Ahmedabad.5 min read · Updated 10 October 2026
- BusinessHow to Calculate GST: Add or Remove GST from Any PriceThe two GST formulas with worked examples, the mistake most people make, the CGST/SGST split and the slabs after the 2025 reform.4 min read · Updated 10 October 2026
- Tax & SalaryGratuity Rules in India: Eligibility, the 15/26 Formula and TaxEligibility after 5 years (1 year for fixed-term), the 15/26 formula with worked examples, the ₹20 lakh tax-free limit and what the labour codes change.5 min read · Updated 10 October 2026
- SavingsFD vs RD: Which Is Better for You?Lump sum or monthly saving: the key differences, a 5-year comparison, how interest is worked out, and which to pick.5 min read · Updated 10 October 2026
- SavingsSukanya Samriddhi Yojana: Rules, Interest Rate and Maturity ValueWho can open an SSY account, deposit and maturity rules, what your deposits grow to, and when you can withdraw.5 min read · Updated 10 October 2026
- Tax & SalaryCTC vs In-Hand Salary: Why Your Take-Home Pay Is LowerEvery deduction between your CTC and your bank account, a worked ₹12 lakh example, and in-hand pay at common salary levels.5 min read · Updated 10 October 2026
- SavingsEPF Interest Rate, Contributions and Withdrawal RulesContributions and the EPS split, how interest is calculated, a growth example, and the simplified 2026 withdrawal and tax rules.6 min read · Updated 10 October 2026
- LoansHome Loan Prepayment: How Much It Saves, and Whether to Cut EMI or TenureA worked ₹5 lakh prepayment on a ₹50 lakh loan, tenure vs EMI reduction, yearly prepayments, and whether to prepay or invest.5 min read · Updated 10 October 2026
- LoansCredit Card Interest Explained: The Real Cost of Paying the MinimumHow card interest and GST are charged, what paying only the 5% minimum really costs, and cheaper ways to clear a balance.5 min read · Updated 10 October 2026
- SavingsCompound Interest and the Rule of 72, Explained SimplyThe compound interest formula, simple vs compound over 30 years, how often interest is added, and the Rule of 72 for doubling time.5 min read · Updated 10 October 2026
- Tax & SalaryHow to Calculate a Salary Hike Percentage (and What It Means for In-Hand Pay)The hike formulas, what 5–30% hikes on ₹12 lakh do to monthly in-hand pay, your real raise after inflation, and how to compare offers.4 min read · Updated 10 October 2026